Personal Insurance
Personal Insurance Blog Archives
Changing Lives, Changing Needs: Marriage and Your Insurance
Of course, insurance is not at the top of a couple’s list when the wedding vows are taking place, but with every life stage and Read more... # Less Pump Visits
Looking for ways to pay less visits to the gas pump? 1. Keep tires inflated to recommended pressure 2. Take it easy on the accelerator Read more... # Understanding Your Homeowners Policy
Do you understand the coverages in your homeowners policy, or do you just hope your agent has you covered? Are you paying for coverages you Read more... # What You Need to Know Before Changing Your Life Insurance Policy
If you are approached by a life insurance agent and asked to consider canceling your current life insurance policy in order to purchase a replacement Read more... # The Top 10 Personal and Business Insurance Tax Do's and Don'ts
When tax time comes there can be an array of questions about deductions and what to report as income. This Insurance Tax Do's and Don'ts Read more... # Changing Lives, Changing Needs: Divorce and Your Insurance
Substantial life changes such as divorce bring about the need to reassess one's finances and insurance should be an important part of that financial reassessment. Read more... # Is Your Home Underinsured?
Keeping your home properly insured can save you a lot of grief and disappointment later if you have to file an insurance claim. A large Read more... # Home Buying: You Don't Have to Pay PMI
Private Mortgage Insurance can add an extra cost to one's monthly mortgage payment. Traditionally, if you did not have at least 20% to put down Read more... # What are Aftermarket Parts?
When a vehicle is taken to the repair shop, the damaged replacement parts used may include aftermarket parts. Aftermarket parts are not made by the Read more... # Leaving the Nest and Keeping Your Health Insurance
If you are still under your parent’s health insurance, but will soon attend college or move out on your own, it’s time for you to Read more... # Understanding Your Homeowners Policy
Do you understand the coverages in your homeowners policy, or do you just hope your agent has you covered? Are you paying for coverages you Read more... # How to Buy an Insurance Friendly Vehicle
A customer's driving history is just one of many factors that are considered when determining an insurance rate. Characteristics of the vehicle being purchased plays Read more... # The Top 10 Personal and Business Insurance Tax Do's and Don'ts
When tax time comes there can be an array of questions about deductions and what to report as income. This Insurance Tax Do's and Don'ts Read more... # The 5 Step Guide to Considering Insurance Offered by Credit Card Companies
If you own a credit card you have probably been asked by the company if you would like to add credit insurance. Credit insurance may Read more... # Understanding the Managed Healthcare Alphabet: HMO, PPO, & POS
Managed Healthcare Plans are types of health insurance policies that help employers offer their employees discounted services by negotiating reduced charges with hospitals and physicians. Read more... # Organization Affiliation? Maybe You Can Save $ on Your Insurance!
Many companies offer a discount for being affiliated with certain organizations. Check with your insurance company to see if any of your affiliations will give Read more... # The Insurance Jokes You've Been Looking For!
Ok, here they are. The insurance jokes you've been looking for! Hmmm....have you heard the one about the man insuring his cigars against fire? Read more... # What to do After an Auto Accident
An auto accident does not only wreck your car, but also your nerves. Remembering what to do and the information to retrieve can be difficult. Read more... # 5 Steps to Filing Your Auto Insurance Claim
Five basic steps in filing your auto insurance claim: From deciding if you should file to expecting the call from the insurance company, learn what Read more... # Protecting Yourself with Identity Theft Insurance
In a world of internet banking and shopping fast becoming commonplace, thieves looking to steal one's identity now have a faster and quicker way of Read more... # Infertility Treatments and Insurance: 5 Steps to Determine Coverage
Although many insurance companies do not specifically cover infertility treatments, that doesn’t mean every infertility treatment is excluded. Many plans may provide limited infertility insurance Read more... # The Top Four Questions to Consider When Choosing A Condominium Insurance Policy
Condominiums and townhouses have special insurance needs. They don’t need as much insurance as a house, but owners have more to insure than a renter. Read more... # Why Every Policyholder Needs Umbrella Insurance
Umbrella insurance is not just for the wealthy. With the common occurrence of lawsuits, learn why it is a must for every home, auto, and Read more... # Considering Disability Income Insurance
Can you believe that according to some estimates one out of every ten persons will become permanently disabled before age 65? If you became that Read more... # Travel Planning and Insurance
Having excellent medical insurance does not always guarantee coverage when traveling abroad. Purchasing an additional travel insurance policy can cover possible problems that your current Read more... # The Top 10 Personal and Business Insurance Tax Do's and Don'ts
When tax time comes there can be an array of questions about deductions and what to report as income. This Insurance Tax Do's and Don'ts Read more... # Prescription Drugs
Choosing the right health care plan is key when trying to find the best and most cost efficient prescription drug coverage. Another option may be Read more... # Protecting Yourself Against Automobile Insurance Fraud and Scams
Insurance fraud began when insurance first began. Incidents have been recorded as far back as ancient Greece. Now automobile insurance fraud is big business and Read more... # Happy Thanksgiving!
I hope all of you are having a great holiday weekend. Amica Insurance also wants to spread the holiday giving by providing a free Thanksgiving Read more... # The High Risk Health Insurance Answer: State Insurance Pools
A large majority of states offer risk-pools to help those who may not be able to have or afford health insurance because of their physical Read more... # Shopping for Insurance Online
According to a recent Insurance.com survey, consumers can save an average of $600 per year on their insurance by buying online. Does this mean insurance Read more... # The Top 5 Questions to Ask Yourself When Choosing Dental Insurance
Dental insurance can be an effective way to prevent damage to your teeth and gums, but when determining what policy would fit you best, there Read more... # HIPAA and Your Privacy
The Health Insurance Portability and Accountability Act was signed into law on August 21, 1996 but health insurance companies did not have to fully adhere Read more... # Insurance Fraud Links
Here is a great link I found about insurance and bank fraud. At the FDIC Special Alerts page you can view monthly fraudulent incidences of Read more... # Changing Lives, Changing Needs: Divorce and Your Insurance
Substantial life changes such as divorce bring about the need to reassess one's finances and insurance should be an important part of that financial reassessment. Read more... # Is an Annuity Right For You?
Have you maxed out your 401K and IRA and need another tax-advantaged retirement vehicle that doesn't force you into contribution limits? Are you a doctor, Read more... # How to Buy an Insurance Friendly Vehicle
A customer's driving history is just one of many factors that are considered when determining an insurance rate. Characteristics of the vehicle being purchased plays Read more... # Changing Lives, Changing Needs: Marriage and Your Insurance
Of course, insurance is not at the top of a couple’s list when the wedding vows are taking place, but with every life stage and Read more... # Leaving the Nest and Keeping Your Health Insurance
If you are still under your parent’s health insurance, but will soon attend college or move out on your own, it’s time for you to Read more... # Have You Tried the Car Chip Yet?
The car chip is a great gadget to track data about your car. It hooks up under the dash board (most 1996 and later vehicles) Read more... # Why is America so afraid of a Single-Payer Health Care System?
We have a similar health care system already in place for seniors and low-income families (Medicaid and Medicare) and if some American's are so afraid Read more... # Bad Credit=Bad Driver?
Credit Scoring is now used by most insurance companies. Is this a good idea? Find out here what critics are saying and how credit scoring Read more... # Are You Saving For Your Future Medical Bills?
According to a press release by the Employee Benefit Research Institute many are not saving enough for retirement health care costs. On top of that, Read more... # Is Your Home Underinsured?
Keeping your home properly insured can save you a lot of grief and disappointment later if you have to file an insurance claim. A large Read more... # Less Pump Visits
Looking for ways to pay less visits to the gas pump? 1. Keep tires inflated to recommended pressure 2. Take it easy on the accelerator Read more... # President George W. Bush’s Health Care Progress and Goals:
President Bush has addressed several problem areas in health care during his presidency and has plans to pass more legislation to “make health care more Read more... # What John Kerry Has in Store for America's Health Care System
John Kerry has proposed a health care plan that according to his website, johnkerry.com, “will give every American access to the health care plan that Read more... # 5 Steps to Preparing and Filing Your Homeowners Insurance Claim
Taking the right steps, such as calling your agent immediately and assessing and temporarily repairing damage to your home can make filing your homeowners insurance Read more... # And the Rebuilding Starts...
Finally some good news for Florida residents: the state's chief financial officer, Tom Gallagher, has reported that insurance companies have been ordered by the state Read more... # Travel Planning and Insurance
Having excellent medical insurance does not always guarantee coverage when traveling abroad. Purchasing an additional travel insurance policy can cover possible problems that your current Read more... # Understanding the Managed Healthcare Alphabet: HMO, PPO, & POS
Managed Healthcare Plans are types of health insurance policies that help employers offer their employees discounted services by negotiating reduced charges with hospitals and physicians. Read more... # When To Continue COBRA Insurance Coverage
Although continuing COBRA insurance coverage through one's employer is a good option for many, it may not be the best choice for everyone. Depending on Read more... # 10 Key Considerations When Comparing Health Care Plans
Having to choose between multiple health care plans can be a daunting task. Here are 10 key areas to consider when you need to find Read more... # Considering Disability Income Insurance
Can you believe that according to some estimates one out of every ten persons will become permanently disabled before age 65? If you became that Read more... # Term Life Insurance: A Low Cost Life Insurance Option
Need low cost life insurance? Take a look at the budget friendly option of term life insurance. Term life insurance premiums are generally much Read more... # Infertility Treatments and Insurance: 5 Steps to Determine Coverage
Although many insurance companies do not specifically cover infertility treatments, that doesn’t mean every infertility treatment is excluded. Many plans may provide limited infertility insurance Read more... # Keeping Track of Your Personal Property
Do you have your inventory list made? It is important to make a list of your personal property in case of an unfortunate incident such Read more... # Who Should Consider Long Term Care Insurance?
If you acquire a long term illness or disability, do you want your relatives to pay for your care? If not, then long term care Read more... # Why Every Policyholder Needs Umbrella Insurance
Umbrella insurance is not just for the wealthy. With the common occurrence of lawsuits, learn why it is a must for every home, auto, and Read more... # Changing Lives, Changing Needs: Marriage and Your Insurance
Of course, insurance is not at the top of a couple’s list when the wedding vows are taking place, but with every life stage Read more... # Homeowners Policy Limits on Valuables
Before you buy more jewelry, check with your homeowners policy limits. The standard homeowners policy will limit coverage to valuables. Read more... # 2004 Election: Kerry and Edwards' Healthcare Plans
Previously, when John Edwards took a try at running for president he unveiled a healthcare plan that had the focus on insuring children. Now that Read more... # How to Buy an Insurance Friendly Vehicle
A customer's driving history is just one of many factors that are considered when determining an insurance rate. Characteristics of the vehicle being purchased plays Read more... # Do You Qualify for Free Prescription Drugs?
Pharmaceutical companies have programs in place for free or reduced cost prescription drugs. It often involves a qualification process and lengthy forms each time the Read more... # Protecting Yourself Against Automobile Insurance Fraud
Insurance fraud began when insurance first began. Incidents have been recorded as far back as ancient Greece. Now automobile insurance fraud is big business and Read more... # Is an Annuity Right For You?
Have you maxed out your 401K and IRA and need another tax-advantaged retirement vehicle that doesn't force you into contribution limits? Are you a doctor, Read more... # 10 Key Considerations When Comparing Health Care Plans
Having to choose between multiple health care plans can be a daunting task. Here are 10 key areas to consider when you need to find Read more... # President George W. Bush’s Health Care Progress and Goals:
President Bush has addressed several problem areas in health care during his presidency and has plans to pass more legislation to “make health care more Read more... # The Top 5 Questions to Ask Yourself When Choosing Dental Insurance
Dental insurance can be an effective way to prevent damage to your teeth and gums, but when determining what policy would fit you best, there Read more... # State Commissioners
Need your state commissioner's address and phone number? This list provides easy access to your state commissioner's web page and you won't have to search Read more... # 5 Steps to Filing Your Auto Insurance Claim
Five basic steps in filing your auto insurance claim: From deciding if you should file to expecting the call from the insurance company, learn what Read more... # Time to REV-UP your Auto Insurance
What can you do with your Auto Insurance? Well, you can start saving with the Auto Savings Checklist. You can shop around for new insurance Read more... # 2004 Election: Kerry and Edwards' Healthcare Plans
Previously, when John Edwards took a try at running for president he unveiled a healthcare plan that had the focus on insuring children. Now that Read more... # How to File a Life Insurance Claim
After a loved one dies, filing the life insurance claim can be confusing and difficult. Find out here what simple steps to take and find Read more... # Understanding the Managed Healthcare Alphabet: HMO, PPO, & POS
Managed Healthcare Plans are types of health insurance policies that help employers offer their employees discounted services by negotiating reduced charges with hospitals and physicians. Read more... # Travel Planning and Insurance
Having excellent medical insurance does not always guarantee coverage when traveling abroad. Purchasing an additional travel insurance policy can cover possible problems that your current Read more... # Free Insurance Alert!
Look for these alerts for free insurance deals. Today's deal is one of the best I have seen. It's called Life Bridge by Mass Mutual. Read more... # What is Universal Healthcare?
Universal health care gained popularity with former President Bill Clinton. Although President Clinton's proposal is looked at as a large failure, it did start the Read more... # The Top Four Questions to Consider When Choosing A Condominium Insurance Policy
Condominiums and townhouses have special insurance needs. They don’t need as much insurance as a house, but owners have more to insure than a renter. Read more... # Understanding Your Homeowners Policy
Do you understand the coverages in your homeowners policy, or do you just hope your agent has you covered? Are you paying for coverages you Read more... # Considering Disability Income Insurance
Can you believe that according to some estimates one out of every ten persons will become permanently disabled before age 65? If you became that Read more... # Filing a Complaint With Your State Insurance Commissioner
Do you feel your agent handled your claim unfairly or possibly broke the law? You do have the right to file a complaint. Read more... # How To Get the Best and Cheapest Motorcycle Insurance
Now that you have found the bike for you, it's time to get it insured. But, before you call just any insurance agent you will Read more... # Free RV Video or CD-Rom
Ready for the great outdoors? If you are a new or seasoned RVer click here for a free video or CD-rom that will give you Read more... # How to File a Life Insurance Claim
After a loved one dies, filing the life insurance claim can be confusing and difficult. Find out here what simple steps to take and find Read more... # Credit Scoring
According to the Detroit Free Press, Michigan may alter the credit scoring method insurance companies use to discount insurance for people with good credit. It Read more... # The Top 5 Questions to Ask Yourself When Choosing Dental Insurance
Dental insurance can be an effective way to prevent damage to your teeth and gums, but when determining what policy would fit you best, there Read more... # Insurance Companies that Provide Domestic Partner Benefits
Here is a comprehensive list, by state, of insurance carriers that provide insurance for domestic partners. Providers on this list are for individuals and companies Read more... # Re-Evaluating Your Homeowners Insurance
According to TheState.com, homeowners insurance rates are dramatically increasing on the costal states due to the history and probability of hurricane activity. Finding ways to Read more... # Water Back-up Problems?
This MI resident recently realized he needed some type of insurance to cover the flood damage in his basement. He is not in a flood Read more... # Telecommute and Home Business Insurance Options
Are you thinking about starting a business out of your home or do you telecommute from your current job? You will want to read this Read more... # State Commissioners
Need your state commissioner's address and phone number? This list provides easy access to your state commissioner's web page and you won't have to search Read more... # Can you save more by buying insurance online?
According to a recent Insurance.com survey, consumers can save an average of $600 per year on their insurance by buying online. Does this mean insurance Read more... # Understanding Your Homeowners Policy
Do you understand the coverages in your homeowners policy, or do you just hope your agent has you covered? Are you paying for coverages you Read more... # Organization Affiliation? Maybe You Can Save $ on Your Insurance!
Many companies offer a discount for being affiliated with certain organizations. Check with your insurance company to see if any of your affiliations will give Read more... # What to do After an Auto Accident
An auto accident does not only wreck your car, but also your nerves. Remembering what to do and the information to retrieve can be difficult. Read more... # Cover the Uninsured Week
This week is cover the uninsured week. It is estimated over 44 million Americans are currently living without health insurance coverage. You can educate yourself Read more... # How to File a Life Insurance Claim
After a loved one dies, filing the life insurance claim can be confusing and difficult. Find out here what simple steps to take and find Read more... # John Kerry's Health Care Plan Proposal
What does John Kerry have to say about America's health care crisis? Does he support Americans buying prescription drugs from Canada? What does he have Read more... # Make Sure Your RV is Protected Before Hitting the Road
Having the comforts of home is the nice advantage of RV traveling, but what happens when your personal property gets lost or stolen? In most Read more... # Boat Insurance: Coverages and Discounts
Getting your boat ready for the water? Check here to make sure you have all the insurance coverages you need and the discounts you may Read more... # The Top Four Questions to Consider When Choosing A Condominium Insurance Policy
Condominiums and townhouses have special insurance needs. They don’t need as much insurance as a house, but owners have more to insure than a renter. Read more... # Important Security Information: Blaster and Sasser Worm
I wanted to blog this to make sure everyone gets the correct information about the Blaster and Sasser worm. There seems to be a lot Read more... # Be Aware of Policy Effective Dates
When starting a new policy it is of the highest importantance to be aware of the exact policy start date. Look at the policy yourself Read more... # State Farm Offers Tax-Free Health Savings Account
State Farm Bank, a division of State Farm Insurance Company, is now offering a tax free HSA, or Health Savings Account. Similar to medical spending Read more... # Is an Annuity Right For You?
Have you maxed out your 401K and IRA and need another tax-advantaged retirement vehicle that doesn't force you into contribution limits? Are you a doctor, Read more... # The Top 5 Questions to Ask Yourself When Choosing Dental Insurance
Dental insurance can be an effective way to prevent damage to your teeth and gums, but when determining what policy would fit you best, there Read more... # Travel Planning and Insurance
Having excellent medical insurance does not always guarantee coverage when traveling abroad. Purchasing an additional travel insurance policy can cover possible problems that your current Read more... # Protecting Yourself Against Automobile Insurance Fraud and Scams
Insurance fraud began when insurance first began. Incidents have been recorded as far back as ancient Greece. Now automobile insurance fraud is big business and Read more... # Need a Band-Aid? That will be $4.00, please.
What is excluded on your health plan? If you ask for an extra pillow or even a Band-Aid in the hospital, will you have to Read more... # How to Know if Your Insurance Contract is Legal
When starting a new insurance policy there are certain characteristics that must be present for the contract to be legally enforceable. Is your contract legal? Read more... # Are You Saving For Your Future Medical Bills?
According to a press release last year by the Employee Benefit Research Institute many are not saving enough for retirement health care costs. On top Read more... # Humid..
Boy, is it humid today up here near the great lakes. Mold just loves this weather. Your insurance company probably won't be bothered to much Read more... # Will Some Cattle Producers Survive U.S. Mad Cow with Insurance?
Cattle producers from a handful of U.S. states had the option in June of 2003 to buy into a federally subsidized insurance program to protect Read more... # Cosmetic/Reconstructive Surgery: What does Insurance Cover?
According to the American Society of Plastic Surgeons, approximately 6.6 million Americans had plastic surgery in 2002. That comes out to a lot of money Read more... # Filing a Complaint With Your State Insurance Commissioner
Do you feel your agent handled your claim unfairly or possibly broke the law? You do have the right to file a complaint. Read more... # Homeowners Policy Limits on Valuables
Before you buy more jewelry, check with your homeowners policy limits. The standard homeowners policy will limit coverage to valuables. Read more... # Boat Insurance: Coverages and Discounts
Getting your boat ready for the water? Check here to ma JRun Server Name: nutch1 pageload time: 15ms | 
